I see many young people out there who spend their money buying stuff they don’t need, to impress the people they don’t even like. When they start making some money, they use to spend it on branded clothes, cars and etc. I can even see newly graduates from universities, once they received their first salary, spend it buying new phones and gadgets, buying Starbucks coffee everyday, when they should be saving it for their future.
Now don’t get me wrong here. I’m not forcing you to live below your means. To tell you honestly, In fact, I'm kind of a guy, "if you can buy it without taking a loan, why not?". Rather than saying "I will be able to buy it if I use my credit card", ask "how can I afford it without owing the bank?", "how can I afford it?"
In my early 20's, I was one of those newly grads who spend all of my money without minding saving them for my future. Till I reach the point of being in debt because of the credit card.
That’s when I learned: "It’s not about how much money you can make, it’s also about how much you can keep."
That's when I started to invest in myself. Many people today, asking what is a good investment? where can I invest my money? How can I start investing in stocks? Some people joining MLM companies, selling products they didn't want to do just to earn more money, why? just to spend more money.
Here's the question, what is the best investment you can make?
Invest in yourself.
If you want to know where you’ll be in the next 5 to 10 years, take a look at 2 things in your life right now.
1) The books you’re reading.
Because books open your mind and shapes how you will think.
2) The friends you’re hanging out with.
Because bad friends corrupts good character. - 1 Corinthians 15:33
Hangout and spend time with the people you want to become.
Last Saturday, I went to ICON 2016, an annual conference regarding money, investments and economic updates in one whole day event. I get to know new speakers like Dodong Cacanando which could be my future boss if he didn't leave HP but now he is fruitful managing his farm in Bukidnon. Here's one I discovered, the Deputy Governor of Banko Sentral ng Pilipinas is a Born Again Christian!
The conference was great! My experience? awesome! I never thought that a finance seminar could be a godly one because speakers always acknowledge God in their successes, and some even give a sermon how to become a good steward of God given money. During the seminar I am asking God "Lord how to be like them?" but I know I should be asking "Lord how to be like you?"
Every year, I invest in myself by attending seminars and conferences. No, seminars are not related to my job skills because I don't have any plans staying in the corporate world for a long time.
Last week, I just gave my first speech in our Toastmasters Club International in Hewlett-Packard Enterprise, I shared to the club some of the things that shaped the person I am today, I said books and the people that influenced me over time.
And on June 11, we have our book launch and how to write a book seminar.
Perhaps, I will be ending this blog with a question for you. "Are you investing in yourself?"
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